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The story below illustrates the benefits of preplanning your funeral. Also known as an “advance funeral plan”, “preneed”, or a “preplanned funeral”, it is one of the few things in life where you can pay today’s prices for a product and service you may not need for many years down the road, thus saving you money.

There is a woman who once thought that she’d like to have a hologram made of her wearing an Obi-Wan Kenobi robe for her funeral. Her four sons grew up during the Star Wars era and similar to Obi-Wan, she would love to pass along the wisdom she acquired over her lifetime to those she loves. And yes, she would also like to have the last word! So who should this woman see to discuss and share her wishes? Should she talk to an attorney? Her financial planner? Or a funeral director?

There are two ways to take care of funeral planning: 1) you can plan your own funeral in advance or 2) your survivors can plan your funeral for you after your death. Regardless of when it is planned, or who plans the funeral, the planning needs to start with your family. Your family should be the foundation for funeral planning.

It is not uncommon for people to ask themselves, “Since I never had any children, who will take care of my funeral plans?” That is all the more reason to preplan your own funeral!

When death is near or has just occurred, there are so many things to do and yet there is nothing you can do. You feel helpless. You can’t make the person well or bring them back. But you know you will, very soon, need to make many decisions about the service, the final resting place, the music, food, flowers, donations, clothing and much more. Your mind is racing and oddly enough, at the same time, at a complete standstill. On one hand it feels like it is too soon to do anything. You’re just not ready. But at the same time, you feel the weight of all that is coming.

For most of us, one of our first questions when we think we need a funeral home soon is, “How much will it cost?” It’s understandable that everyone wants a simple answer to this question. Unfortunately, there is no one simple answer.

These days we’re hearing a lot about life celebrations. A funeral is a ceremony for someone who has died and the survivors. A celebration of life is a funeral with a celebratory feel and it may or may not have a faith-based component. Celebrating the life of the accomplished, the kind, and the generous feels natural. It feels like something we should do.

How does planning for your funeral in advance save you money? Doesn’t it just let the funeral home make money on your money? How big a part should emotion play in your funeral selections?